Where Is the Georgia Housing Market Headed in 2026?

By Rachel Mooney

Rachel has built a reputation for making the complex process of buying and selling homes not only enjoyable but also financially rewarding. Her deep understanding of the local market, combined with her genuine passion for helping families transition through different stages of life, has allowed her to serve hundreds of clients with exceptional care and professionalism.

Wondering if 2026 is a good time to buy or sell a home in Georgia? If you’ve been following the headlines, it can feel difficult to understand what’s actually happening in the housing market. One source points to falling prices, another focuses on interest rates, and others suggest waiting altogether. With so much conflicting information, many buyers and sellers aren’t sure what makes sense right now.

The reality is that the market signals in 2026 are clearer than they’ve been in recent years. Instead of sharp swings, the market is settling into a more predictable, balanced phase, enabling better planning and more confident decisions.

Inventory is increasing, but timing still matters. Inventory is expected to increase by about 9% compared to 2025. This gives buyers more options and reduces the pressure to make rushed decisions. Buyers now have the ability to compare homes, evaluate value, and focus on properties that align with their needs and timeline. However, increased inventory doesn’t mean buyers can afford to wait on strong opportunities.

Homes that are priced correctly and in good condition continue to attract attention quickly. Buyers who hesitated in late 2025 often missed out on homes that later proved difficult to replace. When a home stands out, it tends to move faster than many expect.

Local market conditions make a difference. Not all markets are experiencing the same conditions. Inventory varies by location and price point. In some areas, particularly within certain price ranges, supply remains limited, and competition remains active. This is why national headlines can be misleading. Understanding what’s happening within a specific neighborhood or price range is far more useful when making informed decisions.

Interest rates are stabilizing. Interest rates are expected to hold steady throughout 2026, averaging around 6.3%. While short-term fluctuations may occur, the overall trend points toward stability rather than major shifts. Stable rates help buyers plan with confidence. Many buyers who paused their search in recent years are beginning to re-enter the market as financing becomes more predictable. When combined with increased inventory, this creates a more balanced environment for buyers.

Condition and pricing drive results. One of the most limited segments of today’s market is move-in-ready homes. Many homeowners delayed improvements over the past few years, which has made well-maintained properties more desirable. Homes that show well and are priced accurately are selling faster and, in some cases, still receiving multiple offers. Pricing and presentation now play a greater role in results than timing alone.

How does AI fit into today’s real estate market? Approximately one-third of real estate professionals now use AI tools to assist with pricing strategies and market analysis. While these tools provide valuable data, they don’t replace local expertise.

AI can’t evaluate property condition, neighborhood characteristics, or buyer behavior at a street level. Technology works best as a support tool, while professional guidance remains essential for pricing, negotiation, and overall strategy.

Overall, 2026 is shaping up to be a leveling year. The dramatic peaks and valleys seen in previous years have eased, and both buyers and sellers are making decisions based on logic, financial comfort, and realistic timelines.

If you’re considering buying or selling in 2026 and want to understand what these trends mean for your specific situation, feel free to call or text me at 678-804-4733 or email me at rachel@rachelmooney.com. I’m always here to help.